Why Choose a Certified Financial Planner(r) to be your financial advisor?
CFP®, CERTIFIED FINANCIAL PLANNER™ and
are
certification marks owned by Certified Financial Planner Board of Standards
Inc. (CFP Board), which can help you identify financial planners who are
committed to competent and ethical behavior when providing financial planning.
Individuals certified by CFP Board have taken the extra step to demonstrate
their professionalism by voluntarily submitting to the rigorous CFP®
certification process that includes demanding education, examination,
experience and ethical requirements. These standards are called “the four Es,”
and they are four important reasons why the financial planning practitioner you
select should display the CFP® certification marks. Why Choose a Fee-Only Financial Advisor?
Although the initial cost my be seem higher than a traditional financial advisor who is paid based on assets under management, the lifelong cost is significantly lower, because you only pay for advice as you need it.Your fee-only advisor is not incented to sell you new products and services, nor are they incented to spend more time with wealthier clients because the assets under management are larger. There is no commission associated with the growth of your investments. This allows for TOTALLY OBJECTIVE ADVICE!!